San Diego Central Homes with Insurance Association amenities

San Diego Central Homes with Insurance Association amenities

Welcome to San Diego Central, a vibrant and dynamic region that captures the essence of Southern California living. Nestled in the heart of San Diego County, this area is known for its stunning coastal views, diverse neighborhoods, and a rich tapestry of culture and recreation. Residents enjoy a temperate climate year-round, making it an ideal location for outdoor enthusiasts and sun-seekers alike.

San Diego Central is home to a variety of amenities that cater to every lifestyle. From picturesque parks and scenic walking trails to bustling shopping districts and gourmet dining options, there’s something for everyone. The region is also well-connected, with easy access to major highways and public transportation, ensuring that you’re never far from the action.

One of the standout features of homes in San Diego Central is the availability of properties that are part of the Homes with Insurance Association. This program offers peace of mind to homeowners, providing a safety net that helps protect your investment. With access to comprehensive insurance options, residents can enjoy their homes without the constant worry of unforeseen circumstances.

Furthermore, the community spirit in San Diego Central is palpable, with numerous events and activities that foster connections among neighbors. Whether you’re enjoying a local farmers' market, participating in community clean-up days, or simply soaking up the sun at one of the nearby beaches, you’ll find a welcoming atmosphere that makes this region feel like home.

Explore the charm of San Diego Central, where every day feels like a vacation, and discover the perfect place to create lasting memories.

Newest San Diego Central Homes with Insurance Association amenities

$1,825,000
2 Beds ⋅ 2 Baths ⋅ 260019470SD MLS ⋅ Active Status
Some homes have views... This one has perspective... Elevated living finds its expression at 41 West in prestigious Bankers Hill. Framed by the graceful canopy of San Diego’s iconic palm treetops, this residence enjoys sweeping southwest panoramas across San Diego Bay and the surrounding cityscape. The home reflects a refined contemporary aesthetic where open living spaces and expansive glass create a seamless dialogue between indoors and the terrace beyond. A thoughtfully composed split-bedroom layout is anchored by a designer kitchen appointed with Italian Armony Cucine cabinetry and a full suite of Miele appliances complemented by generous island workspace. Luxurious baths, spacious wardrobes, gallery-smooth Level 5 wall finishes, and upgraded tech/AV enhancements elevate the interior experience. Dual EV charger chords integrated with the EverCharge system, including a Tesla connector which adds forward-thinking convenience. MARKETING VIDEO IN VIRTUAL & 3D_URL LINKS! *See Supplement for more Details* This residence is a rare opportunity to enter one of 41 West’s premier view tiers. 41 West was designed around a simple Southern California truth: life is better when indoors and outdoors flow together. The residence features dramatic NanaWall glass doors that dissolve the boundary between the interior and a generous private terrace. Here, San Diego’s temperate climate, sweeping bay vistas, and iconic skyline views become a seamless part of the everyday experience. Interiors reflect a refined contemporary aesthetic with voluminous 10-foot ceilings. Residents of 41 West enjoy an elevated lifestyle beginning with the striking two-story lobby and continuing through amenities including 24-hour reception, fireside lounge, fitness studio, golf simulator and lounge, pet wash spa station, secure underground parking, and bicycle storage. Just moments away lies Balboa Park, San Diego’s cultural crown jewel… At 41 West, the address is impressive—but the lifestyle is what truly stays with you.

2604 5th Ave Unit 406, Mission Hills
$560,000
2 Beds ⋅ 2 Baths ⋅ 260019431SD MLS ⋅ Active Status
Ideal location! Beautifully updated first-floor 2-bedroom, 2-bath condo in the heart of University Heights, bordering North Park. Currently tenant occupied with a lease through the end of February 2027, providing immediate rental income with the opportunity for owner occupancy or continued rental after the lease expires. Filled with natural light, the home features luxury vinyl plank flooring, butcher block countertops, upgraded dual-pane windows, a functional open layout, dedicated parking, and a private storage closet. Just moments from popular restaurants, coffee shops, boutiques, parks, and neighborhood favorites. A fantastic opportunity to own in one of San Diego's most vibrant neighborhoods. Storage closet labeled "1" and two assigned tandem parking spaces in front of the unit.

4503 Hamilton Street Unit 1, Normal Heights
$409,000
1 Beds ⋅ 1 Baths ⋅ 260019411SD MLS ⋅ Active Status
Welcome to 3950 Cleveland Ave #106, a beautifully renovated residence in the heart of Hillcrest. This light and bright home features an open-concept living and dining area with updated flooring, recessed lighting, and a modern kitchen with white cabinetry, stone countertops, stainless steel appliances, and ample storage. The spacious bedroom offers a large mirrored closet, while the updated bathroom features a walk-in shower with classic subway tile. A private covered patio provides additional outdoor space to relax and unwind. Located in a secure building and just moments from everything Hillcrest has to offer. Enjoy convenient access to neighborhood restaurants, coffee shops, shopping, nightlife, and the popular Hillcrest Farmers Market. With quick freeway access and a central San Diego location, Downtown, Balboa Park, Mission Valley, North Park, and surrounding neighborhoods are all within easy reach. A stylish, move-in-ready home in one of San Diego's most vibrant and convenient communities.

3950 Cleveland Unit 106, Mission Hills
$499,999
3 Beds ⋅ 3 Baths ⋅ 260019289SD MLS ⋅ Coming Soon Status
DON'T LET THIS ONE GET AWAY! VIEWS, Soaring ceilings, and a gated community—everything you've been looking for. The open-concept kitchen flows seamlessly into the living and dining areas, creating a bright, inviting space for everyday living and entertaining. Upstairs you'll find the spacious primary suite with an ensuite bath featuring dual vanities and a walk-in closet, plus the convenience of an upstairs laundry room. An attached 2-car garage offers additional storage and easy access. Community amenities include a pool, BBQ and entertaining area, beautifully maintained grounds with mature landscaping, and a fenced dog area for your four-legged family members. The photos are just the beginning. Come experience it in person.

Encanto
$399,400
2 Beds ⋅ 2 Baths ⋅ 260019281SD MLS ⋅ Active Status
Perfectly situated. This easy living first-floor home is in the heart of Rolando. You’ll be greeted by a light and bright spacious living room that flows to the efficient kitchen and charming dining area. This BEAUTIFUL Condo has 2 generous bedrooms and air-conditioning. The primary suite includes a walk-in cedar lined closet & private 1/2 bathroom. The second large bedroom also features a walk-in cedar lined closet & is adjacent to a second full bathroom, perfect for roommates or guests. Each room has its own remote controlled lighting/overhead fans and heating source. Residents can enjoy a relaxing lifestyle by the pool recreation area. Perfectly situated. This easy living first-floor home is in the heart of Rolando. You’ll be greeted by a light and bright spacious living room that flows to the efficient kitchen and charming dining area. This BEAUTIFUL Condo has 2 generous bedrooms and air-conditioning. The primary suite includes a walk-in cedar lined closet & private 1/2 bathroom. The second large bedroom also features a walk-in cedar lined closet & is adjacent to a second full bathroom, perfect for roommates or guests. Each room has its own remote controlled lighting/overhead fans and heating source. Residents can enjoy a relaxing lifestyle by the pool recreation area.

4844 68Th St Unit 3, Talmadge/San Diego Central
$439,000
1 Beds ⋅ 1 Baths ⋅ 260019238SD MLS ⋅ Active Status
Set on a quiet street just north of Washington, this polished condo sits between Hillcrest and Mission Hills with everything within reach. Open kitchen with granite counters, custom tile backsplash, stainless appliances, and a breakfast bar. Oversized bedroom with sliding doors to a private balcony that brings in light all day. Tile and carpet throughout, tiled shower, raised panel doors, and closet organizers installed. Gated underground parking included, space #119. Storage available to rent and laundry on every floor. Elevator, intercom entry, courtyard with a zen waterfall, and a furnished rooftop sundeck. Pet friendly. HOA $355 per month, on the lower side for a building with these amenities. VA approved. Walkable to shopping, dining, and museums, with Balboa Park, Scripps Mercy, and UCSD Medical nearby. Quick access to the 8 and 163.

4077 3rd Ave Unit 306, Mission Hills
$2,350,000
2 Beds ⋅ 2 Baths ⋅ 260019198SD MLS ⋅ Active Status
Set within one of only eight exclusive residences, this sought-after home offers tranquil perfection and refined design at every turn. Walls of glass invite an abundance of natural light, illuminating a spacious 2,318-square-foot floor plan curated for effortless living and elevated entertaining. A large living room seamlessly opens to a separate den, creating an airy, flexible space. Professionally designed and curated, French white oak flooring in a meticulous herringbone pattern anchors the light-filled interiors, while thoughtfully composed spaces evoke warmth, calm, and sophistication. Enjoy sweeping 180-degree views from sunrise to sunset, capturing lush treetops, sparkling city lights, and glimpses of the ocean. Extensively renovated and impossible to replicate, this residence reflects a masterful level of craftsmanship and attention to detail. The generous kitchen and breakfast area feature custom Moya Living cabinetry, book-matched quartzite surfaces, and premium Bosch and Liebherr appliances.The primary suite is a true retreat, offering a spa-inspired bath with marble flooring, a traditional English pedestal sink, free-standing soaking tub, large shower, and bespoke finishes. Custom drapery and Phillip Jeffries and Fornasetti wall coverings elevate the interiors. Reimagined from 2008–2026, enhancements include new baths, kitchen, flooring, lighting, custom doors, and specialty hardware. Ideally located in prestigious Bankers Hill at Sprucewood, moments from Balboa Park, downtown, and the airport—this home delivers rare privacy with exceptional conveniences.

3161 1St Unit 3N, Mission Hills
$699,900
2 Beds ⋅ 2 Baths ⋅ 260019174SD MLS ⋅ Active Status
Enjoy quiet living in central Hillcrest. Situated on a low traffic street that leads to a peaceful cul-de-sac, this 2 bedroom, 2 bathroom condo offers a calm sanctuary tucked away from the main neighborhood hustle. The location is blocks from UCSD Medical Center and Scripps Mercy Hospital, with quick access to Balboa Naval Hospital, making it ideal for healthcare professionals, military buyers, and Hillcrest fans alike. The functional layout features an open living space that opens directly to your own private outdoor balcony. You get the benefit of being steps from Hillcrest coffee shops, dining, farmers markets, and nightlife while coming home to a noticeably quiet environment. The floor plan includes two full bathrooms. The second bath features both an ensuite bedroom entrance and a separate hall entrance, making it an ideal setup for roommates, house hacking, or hosting guests. Additional features include central air conditioning, in unit laundry, and two secure underground tandem parking spaces. VA buyers welcome! This versatile layout and prime 92103 location also make for a fantastic long term investment or turnkey home base in one of the most vibrant, walkable communities in San Diego.

521 Arbor Dr Unit 203, Mission Hills
$529,000
2 Beds ⋅ 1 Baths ⋅ 260019167SD MLS ⋅ Active Status
Fully Remodeled Beauty in the Desirable Brick Row Community Beautifully remodeled and move-in ready, this stunning 2-bedroom, 1-bath townhome offers the perfect combination of style, comfort, and the ease of Single-Level Living. VA and FHA approved, it's an exceptional opportunity for first-time homebuyers, military buyers, or anyone seeking low-maintenance living in a prime location. The bright, open-concept floor plan features a beautifully updated kitchen with newer appliances, abundant cabinetry, a spacious pantry, and an interior laundry area. Two private patios provide the perfect setting for relaxing, entertaining, or simply enjoying San Diego's incredible year-round climate. The home also includes two assigned parking spaces, including one covered space conveniently located near the unit and an additional assigned space nearby. Ideally located in the highly desirable Brick Row Community of Paradise Hills, you'll enjoy quick access to Downtown San Diego, Petco Park, shopping, dining, parks, Highway 54, Interstate 5, and Interstate 805. This is a rare opportunity to own a beautifully updated home in one of Paradise Hills' most desirable communities. Fully Remodeled Beauty in the Desirable Brick Row Community Experience the perfect combination of style, comfort, and convenience in this beautifully remodeled 2-bedroom, 1-bath townhome located in the highly desirable Brick Row Community of Paradise Hills. Offering the ease of Single-Level Living, this move-in ready home is VA and FHA approved, making it an exceptional opportunity for first-time homebuyers, military buyers, or anyone looking for a low-maintenance home in a convenient San Diego location. From the moment you enter, you'll appreciate the inviting open-concept floor plan where the living and dining areas flow seamlessly together, creating a bright and comfortable space for both everyday living and entertaining. The beautifully updated kitchen features newer appliances, ample cabinetry, and a spacious pantry, providing both style and functionality. An interior laundry area adds to the convenience and thoughtful design of this home. Enjoy the benefits of two private patios that extend your living space outdoors. The main patio offers a wonderful area for relaxing, entertaining, or enjoying San Diego's incredible year-round weather. The second private patio, accessible directly from the primary bedroom, creates a peaceful retreat perfect for morning coffee or unwinding at the end of the day. Parking is a rare convenience with two assigned spaces, including one covered space located close to the unit and an additional assigned parking space nearby. The home is situated within a quiet, well-maintained community offering a comfortable and welcoming environment. Ideally located with easy access to Highway 54, Interstate 5, and Interstate 805, commuting throughout San Diego County is simple and convenient. Enjoy being just minutes from Downtown San Diego, Petco Park, shopping, dining, parks, and countless recreational opportunities. Beautifully updated, thoughtfully designed, and ideally located, this exceptional Brick Row townhome offers the perfect opportunity to enjoy comfortable San Diego living in a highly desirable community. Homes like this rarely become available—don't miss your chance to make this one yours.

6848 Quebec Court Unit 2, Paradise Hills
$299,900
1 Beds ⋅ 1 Baths ⋅ 260019102SD MLS ⋅ Active Status
Move right into this beautifully updated upstairs condo located in a small, well-maintained 6-unit complex just minutes from the heart of Kensington! Offering an inviting open layout filled with natural light, it's highlighted by a skylight that brightens the main living space. The kitchen has been tastefully updated with granite countertops, stainless steel appliances, and tile flooring, while the living areas feature aminate flooring & newer carpeting in the bedroom. The complex received a fresh exterior paint update in 2024 and offers the convenience of on-site laundry and an assigned parking space. The HOA also permits short-term rentals, creating flexibility for owner-occupants or investors seeking income potential. Whether you're purchasing your first home, searching for a low-maintenance place to call home, or adding to your investment portfolio, this condo is an excellent opportunity.

4329 Central Ave Unit 5, East San Diego
$365,000
1 Baths ⋅ 260019085SD MLS ⋅ Active Status
Welcome to this beautifully maintained condo on the cusp of University Heights & North Park, two of San Diego’s most vibrant and walkable neighborhoods. Located within a gated community, 3790 Florida St #B216 offers a comfortable and functional layout with abundant natural light and an inviting living space ideal for everyday living or entertaining. The unit features a spacious living area, well-appointed kitchen, and a private balcony perfect for enjoying San Diego’s year-round mild climate. The bedroom is generously sized with ample closet space, and the bathroom is thoughtfully designed with clean finishes. Community amenities include a pool, spa, fitness center, and landscaped common areas, providing a resort-style feel right at home. HOA covers water, sewer, trash, exterior maintenance, and common area upkeep. Conveniently located near local restaurants, cafes, shops, Balboa Park, and major freeways, this home offers the perfect blend of urban convenience and residential comfort. Ideal for first-time buyers, investors, or those looking to enjoy the North Park lifestyle.

3790 Florida St Unit B216, North Park
$399,000
1 Beds ⋅ 1 Baths ⋅ 260019084SD MLS ⋅ Active Status
Welcome to this move-in-ready corner unit in a prime Normal Heights location! Brand-new luxury vinyl plank flooring, fresh paint throughout, brand new ceiling fan with light, and abundant natural light create a bright, comfortable interior. The well-designed one-bedroom, one-bath layout features granite kitchen countertops and distant views of the city, mountains, and ocean. Located on the top floor near the community laundry room, the unit includes one assigned parking space. Monroe Manor is a gated community with an elevator and a central courtyard featuring a pool and spa. Conveniently located near the coffee shops, restaurants, and amenities along Adams Avenue, this condo offers an affordable ownership opportunity and excellent value in one of San Diego’s most desirable central neighborhoods.

3535 Monroe Ave Unit 46, Normal Heights
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.